Category Archives for "Savings"

The Frugal One

It was the heart of winter in Riga, Latvia.  Dark.  Dark when you got to work, dark when you went home.  On those few occasions when the sun did peak out from cloudy skies, the light at 57 degrees north was wan and slanting. And in walked The Frugal One. The Frugal One had come to work […]

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Do You Have An Emergency Fund? Should You?

Emergency Fund

An emergency fund is generally three to six months’ worth of living expenses.  An emergency fund is just common sense and not structuring your life so that you are a whisker away from disaster.  If you haven’t created an emergency savings account, here is the order we suggest you take as you get started:Scaling Up […]

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Smart Savings: Hang At The Library On Vacation

Quick Savings - Visit The Library While On Vacation

Sometimes on vacation you just want to chill.  You don’t need a beer.  You’ve already had your coffee.  You just want to read a book or newspaper and soak up the atmosphere. Here’s a suggestion you might not have thought of:Hang Out At The LibraryYou get a real flair for the place sometimes when you visit […]

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Simple Tastes

Simple Tastes

When you have simple tastes, your career opportunities open up massively because you aren’t forced to focus on maximizing income in the short-term to maintain your florid lifestyle. This is especially so when you have built a massive financial buffer. You can then try out different opportunities, take risks, and experiment with different options. What about […]

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