Category Archives for "Savings"

Do You Have An Emergency Fund? Should You?

Emergency Fund

An emergency fund is generally three to six months’ worth of living expenses.  An emergency fund is just common sense and not structuring your life so that you are a whisker away from disaster.  If you haven’t created an emergency savings account, here is the order we suggest you take as you get started:Scaling Up […]

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Smart Savings: Hang At The Library On Vacation

Quick Savings - Visit The Library While On Vacation

Sometimes on vacation you just want to chill.  You don’t need a beer.  You’ve already had your coffee.  You just want to read a book or newspaper and soak up the atmosphere. Here’s a suggestion you might not have thought of:Hang Out At The LibraryYou get a real flair for the place sometimes when you visit […]

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Simple Tastes

Simple Tastes

When you have simple tastes, your career opportunities open up massively because you aren’t forced to focus on maximizing income in the short-term to maintain your florid lifestyle. This is especially so when you have built a massive financial buffer. You can then try out different opportunities, take risks, and experiment with different options. What about […]

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Tell Them To Waive The Flipping Fees…

Tell Them To Waive The Flipping Fees

Many of you are likely harvesting credit card points by signing up for new cards with fat ($500-$800) bonuses.  Some of the best cards continue to pay about 2 percent cash back in perpetuity.  There is a catch, however.  After that first year, many cards with the fattest bonuses charge a fee, usually from $50 […]

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The Lost Art of Frugality

The Lost Are of Frugality

In an earlier post I wrote against the scrooge mentality.  I stand by those words.  We need to focus on earning and creating and engaging and producing. However, today we are going to take a different tack.  Today we are going to talk about the lost art of frugality.  In fact, we might as well say […]

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