How To Negotiate Airbnb Rates – And Lock In Way Better Deals When You Travel

You love to travel, and you love Airbnb. But sometimes the apartment or house you have fallen in love with is priced just a bit beyond your budget. Fear not. Negotiating rates on the Airbnb platform is easy. Negotiate AirbnB Rates Like A Travel Hacking Pro Once you’ve found an apartment or house you really […]

Catch Me If You Can – Tips On Managing Credit And Debit Cards

Great advice here from fraudster-turned-FBI-agent Frank Abagnale about using a credit card vs. a debit card.  The advice is probably too extreme, “Don’t ever ever ever ever ever use a debit card,” but does highlight the perils of debit cards and the safety of credit cards. My own compromise approach is to always keep nearly […]

Are You Cheap, Or Just Smart???

“Cheap……  Frugal……  Tightwad……” It’s fascinating how much people debate the wisdom of saving money on small items. There is no one answer. Do you savor the Starbucks experience? Then, great, go get your Starbucks. But if you are broke or in debt, it is just plain stupid to spend $5 on a Starbucks drive-through every […]

Save Money – The $100 Per Day Challenge

Once you get serious about achieving financial independence, you will quickly shift how you relate to the money flowing through life.  You will realize that you need to save money if you ever hope to accumulate assets. Save Money – The $100 Per Day Challenge Here is an example from my own life.  When I […]

Slightly Used = Millionaire….

Why, if you have credit card debt, would you buy a new pair of skis and bindings for over $1000 if you can buy demo skis (that have been used about five times) for $400? If you don’t have at least $1 million in assets, why would you spend $50,000 on a new truck when […]

Negotiation Strategies – A Casual Approach Leads To Surprising Results

Prices are often more negotiable than you think.  I recently visited an REI to buy new hiking shoes in preparation for a trip to Croatia.  I was kind of bummed that basically all the shoes I liked were selling for $120.00 or more, which seemed a bit rich.  So I deployed one of my favorite […]

Beautiful Libraries – How The Bookstacks Of The World Can Make You Rich!

It’s sort of nuts that people don’t use our beautiful libraries more.  Especially those people focused on achieving financial independence and generally being smart with their money. You Can Get Kindle Books From Your Library First, did you know you can check out Kindle titles (and e-books more broadly) from the library?  My library has […]

The Frugal One

Republic Wireless Review – Republic Wireless Is An Insane Deal. Here’s Why….

In this Republic Wireless Review, we outline the the pros and cons of using Republic Wireless as your cell phone provider.  Spoiler alert!  The only con we found is that you can’t use Apple phones with Republic. Republic Wireless Video Review Try out Republic Wireless.  You’ll find out why I love this company and their […]

Save Money On Gas – Use Google Maps For Any Trip Over A Couple of Miles

If you make the habit of checking Google Maps before you leave on a trip, even when you know the route, it can save you lots of time and hassle.  It’s also a simple way to save on money on gas over time. Let The Algos Save You Money On Fuel Here’s an example from […]