The Millionaire Next Door – Learn How America’s Wealthy Actually Live

The Millionaire Next Door is a phenomenal book that explodes myths about how wealth is acquired and how wealth is preserved. Authors Thomas J. Stanley and William D. Danko developed a significant set of original data (through surveys and interviews) with American Millionaires.  Through this research, the authors identified seven common factors common to many […]

Startup Vs Corporate – Which Should You Pick?

Startup vs corporate.  What should you do?  Many people debate taking the startup route vs. going corporate.  Both paths have advantages.  However, If I were just getting out of college and starting my career, I’d lean towards getting in with an elite firm.  Here’s why. Startup Vs Corporate – Mighty Investor Says Lean Towards The […]

You Are Streaking Like An Arrow Towards Financial Independence

You are now streaking like an arrow towards financial independence.  What does that mean? First and foremost, you have forward momentum.  You are moving.  Taking action. Secondly, and as important.  You have a target.  When it comes to your financial life, you aren’t just wandering aimlessly.  You are focused, know what’s possible, know what to […]

Tax-Efficient Financial Freedom

In 2016, my taxable income plummeted.  However, my net worth went up considerably.  How does this happen?  Tax-efficient investing. Tax-Efficient Investing–Initial Steps Contribute to a Roth or Traditional IRA every year.  (See info on the back-door Roth below.) Contribute to a Health Savings Account every year. Contribute to SEP-IRA when possible. If you have money […]

Batch Your Life: Save Time, Money, and Stress

Building a Successful Career Path: What Is Your Context?

Your Career Is A Game

The career game.  We all play it.  Sometimes with great success, sometimes less so. But have you ever looked at your career as a game?  I suggest you adopt this mindset.  Here’s why. The Career Game When you look at something as a game, you maintain a certain detachment and don’t take things so utterly […]

Financial Freedom: The Simple Path from A to Z…

Achieving financial freedom is not that hard.  It’s a matter of high-quality strategic decisions combined with the ability to delay gratification. Here’s a most basic outline with links to more information. –Build a basic emergency fund (at least one month’s living expenses). –Pay off any credit card debt. –Build out your emergency fund to three months. […]

Does Money Matter? Heck Yeah, But…

Steps to Financial Freedom: You have to OWN Your Financial Life

To achieve financial freedom, you have to own your financial life.  Don’t think of your finances like something that is happening to you.  Treat the money flows like a business.  What is your income?  What are your expenses?  Where can you reduce costs and boost income? Treat it Like a Business Revenues How can you […]