I wouldn’t write this, but I have personally known people who just can’t be bothered to return clothes they bought that didn’t fit or that they didn’t like–or to send some item back to Amazon that just didn’t match their expectations. Yes, you can take stuff back. It’s no big deal. The people at the […]
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In the personal finance space and discussions of financial independence, so much of the conversation is about how to save money strategically. Indeed, I’ve written quite a lot about smart saving, including, here, here, and here. (Bonus video here.) However, life is life. And some things really do bring joy. Sometimes you need to Spend […]
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Burton G. Malkiel’s A Random Walk Down Wall Street is another key book for anyone interested in investing and financial independence. First published in 1973, Malkiel’s classic has emerged as
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The Millionaire Next Door is a phenomenal book that explodes myths about how wealth is acquired and how wealth is preserved. Authors Thomas J. Stanley and William D. Danko developed a significant set of original data (through surveys and interviews) with American Millionaires. Through this research, the authors identified seven common factors common to many millionaires.The […]
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Startup vs corporate. What should you do? Many people debate taking the startup route vs. going corporate. Both paths have advantages. However, If I were just getting out of college and starting my career, I’d lean towards getting in with an elite firm. Here’s why.Startup Vs Corporate – Mighty Investor Says Lean Towards The Elite […]
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You are now streaking like an arrow towards financial independence. What does that mean?First and foremost, you have forward momentum. You are moving. Taking action.Secondly, and as important. You have a target. When it comes to your financial life, you aren’t just wandering aimlessly. You are focused, know what’s possible, know what to do to […]
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In 2016, my taxable income plummeted. However, my net worth went up considerably. How does this happen? Tax-efficient investing.Tax-Efficient Investing–Initial StepsContribute to a Roth or Traditional IRA every year. (See info on the back-door Roth below.)Contribute to a Health Savings Account every year.Contribute to SEP-IRA when possible.If you have money left over, explore the Mega-Back […]
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Do you batch your work? Unless you enjoy a surfeit of free time, you should. I love batching. It relieves financial and time pressure from your life. Here are some simple examples.Run multiple errands on the same trip driving your car. Be sure to think through the most efficient route.When a non-perishable product is on sale, […]
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As you plan and adapt your career, I have a suggestion. Instead of just thinking about pay or any other specific aspect or perk of your career path, think of the overall context. Let me explain. Context is not the exact same as pay, benefits, or even work-place culture. It is a combination of all of […]
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The career game. We all play it. Sometimes with great success, sometimes less so. But have you ever looked at your career as a game? I suggest you adopt this mindset. Here’s why.The Career GameWhen you look at something as a game, you maintain a certain detachment and don’t take things so utterly seriously. You […]
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