Reframe Your Perspective on Earnings

If you are a talented person with a brain in your head–and you wouldn’t be reading this blog if you weren’t–you shouldn’t be making enough to just get by.  If you are working full-time, you should be piling up the assets quickly.  You might think you lack the skills to make good money, but this […]

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Earning Comes First

Earning Comes First On Your Path To Financial Independence focuses on Earning, Saving, and Investing. However, earning comes first.  Why?  It’s simple.  You can’t save what you don’t earn.  And you can’t invest what you don’t save.  So earning comes first.  Eventually, with enough assets, how you invest can become as important (and then much more important) than your earnings.  But that is down […]

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If You Have Credit Card Debt….

If You Have Credit Card Debt

If you have credit card debt, and I mean any credit card debt:Cancel your cable.Don’t buy a top-end cell phone.  Buy a $100 android phone and sign up for Republic Wireless or one of the other, cheaper cell phone providers.Don’t waste money at the bars.  (Ok to buy one drink occasionally at a bar if […]

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Start Investing Now

It's Easy To Start Investing Now

Here is my best advice to you about when to begin investing. Start investing now.* As soon as possible. I mean like in your teens. If you are no longer that young, that’s ok; just get started wherever you are. Start with a small amount, but something that is meaningful to you. You could invest as little as $50 […]

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